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DIGITAL UPGRADE SUPPORT CENTRE

Providing helpful, up-to-date information to support your transition to our new online banking platform and mobile app.

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A new online experience is on its way in May 2026

We've created a new online banking experience for personal and business banking. It's sophisticated, easy to use and designed to make your financial life easier.

The new experience is smoother and more intuitive, and works the same whether you're on your desktop computer, laptop, tablet or phone. It puts your security first with industry-leading protections and is built to evolve, guided by member feedback.

Our brand evolved

You’ll see a notable update to our logo, along with refreshed colours and fonts. While the look may feel different at first, these updates are a purposeful part of the new experience!

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Key things to know about your transition

We’ve outlined the most important things you’ll need to know as you transition to our new digital banking experience. Review the information below to be fully prepared.

Learn about essential digital banking transition information in the following languages:
Punjabi (ਪੰਜਾਬੀ)   |   Simplified Chinese (简体中文)   |   Spanish (Español)    

Before you log in for the first time

Set-up your access

Update any saved bookmarks to online banking with the new website address. Download the new mobile app from the Apple App Store® or Google PlayTM Store on or after May 19.

Review login requirements

Take a moment to review the updated username and password requirements and ensure you know your existing online banking credentials (branch number, login ID / member number and password).

BUSINESS BANKING

Review & action pending transactions

Any transactions pending approval will not transfer to the new online banking experience and must be actioned prior to May 19.

When logging in for the first time

Verify your identity with two-factor authentication (2FA)

During your first time signing in, you'll receive a verification code by email, text or voice call to the contact information we have on file. Without this code, you will be unable to log in to the new experience.

Create a new username and password

When signing in for the first time, you'll create a new username and password that meet updated security requirements. This helps protect your information.

! Make sure your information is up to date

Prepare now by ensuring your email address and cell phone number are up-to-date. Log in to the desktop version of online banking (not the mobile app), click on Profile & Settings, click on Change Contact Information then verify that your current cell phone number and email address are correctly entered in the designated fields.

After you've successfully logged in

Set-up account alerts

Any account alerts you previously set up won't carry over automatically. You can easily set them up again once you've logged in. Low balance alerts will automatically default to $100, and you can update this amount anytime in online banking.

PERSONAL BANKING:

Link Collabria, Aviso and Qtrade accounts

If you use a Collabria credit card, you will need to link it again in the new digital banking experience. If you have Aviso or Qtrade investments, you may also need to re‑link those accounts.

BUSINESS BANKING:

Consolidate connected accounts and establish business delegates

You'll need to consolidate connected accounts to access personal and business accounts with a single login. Then you'll need to set-up account delegates—trusted individuals who can perform functions on your behalf in online banking—and their level of access. Existing delegates will not carry over to the new platform.

! Important changes to transfer services

Some transfer features won't be available in our new digital banking experience, including scheduled and recurring Interac e-Transfer®, Me-to-Me transfers, and Business-to-Business transfers.

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We're here to support you

Call our Member Advice Centre at 1-888-597-6083
Monday to Friday: 8 AM - 8 PM
Saturday: 8:30 AM - 4 PM
Sunday: 11 AM - 3 PM

Chat with us

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We're here to assist you

Call us

1-888-597-6083

Monday to Friday: 8am - 8pm
Saturday: 8:30am - 4pm
Sunday: 11am - 3pm

Get answers or connect with a live agent using our digital assistant.

Frequently asked questions

Getting started and first-time login

What’s the first change I’ll see when logging in for the first time?

You’ll be redirected to a new login page with an updated logo that reflects our evolved brand. Then you’ll be guided through a one-time setup to create your new online banking profile. You’ll create a new username and password and complete a two-step verification process to confirm your identity. To receive your verification code, your email address and cell phone number must be up to date.

What are the updated security requirements for my username and password?

Usernames in the new digital banking platform must meet the following criteria:

  • Between 6–32 alphanumeric characters
  • Must include alphabetic letters
  • Does not include spaces
  • May include numbers or special characters, except for < and >
  • Not more than 3 repeated characters

Passwords in the new digital banking platform must meet the following criteria:

  • Between 10–50 characters
  • Minimum 1 letter
  • Minimum 1 number
  • Minimum 1 special character
  • Minimum 1 uppercase and 1 lowercase letter
  • Not more than two identical characters in a row
  • Passwords must not include spaces or the following special characters: / & < > " ' * ?
Why am I being prompted so often for a one-time security code?

Two-step verification is used more frequently during your first login, when you switch devices or when you take higher-risk actions. This helps to protect your account. You may notice more prompts in the beginning while the platform learns your typical login behaviour. Saving your device as a preferred device will reduce how often you’ll complete two-step verification.

What do I do if I don’t receive my one-time security code?

Most likely it’s because your contact information on file (email and cell phone number) is outdated, incorrect or missing. Please call our Member Advice Centre or visit your nearest branch so we can update your information.

When will I be able to start using the new online banking experience?

When it launches on May 5. We'll notify you in advance with details on what to expect and how to prepare.

Do I have to use the new online banking experience?

You don't have to use online banking to manage your finances. However, if you choose to bank digitally, you'll need to use the new online banking experience. Once it launches, the existing platform will be retired. To continue banking online or through the mobile app, you'll need to complete the one-time setup.

Can I login for the first time using the mobile app, or do I need to use a desktop computer first?

You can complete your first-time login using either the mobile app or a desktop computer, whichever is most convenient.

However, we recommend first-time login is completed on a desktop or laptop computer. These devices are more likely to have up-to-date software, which reduces security and performance risks. Completing first-time login is also an easier and more efficient process when using a full-size keyboard and a larger screen.

Using online banking

What are the most important changes I need to know about?

Some things will feel familiar, while others will require setup when you first get started:

  • You'll create new login credentials (username and password)
  • If you use account alerts, you'll re-establish your preferences
  • Mobile users will download the new app
  • Business members will set up account delegates, including their level of access, and re-consolidate any connected accounts
Will the existing mobile app stop working?

Yes. Once the new online banking experience launches, the existing app will no longer work. You will need to download the new mobile app from the Apple App Store® or Google Play™ store.

Will I be prompted to re-establish my biometric login on the mobile app?

Yes. For security reasons, biometric login—such as fingerprint or Face ID on supported devices—will need to be set up again after you install the new mobile app. Biometric login is optional. You can choose to sign in using your password instead.

What operating systems are supported on mobile?

The mobile app currently supports iOS 13 or later for Apple (iOS) devices, and Android 10 or later for Android devices.

Credit Card (Collabria)

Why can’t I link my Collabria Credit Card?

There may be a few reasons for this. Please check that your contact details match what Collabria, has on file for you. You can call Collabria to verify using the phone number on the back of your credit card. If your contact details aren't the issue, please try again or contact us for help.

Why does my Collabria credit card balance look higher than expected?

With our new digital banking experience, your credit card balance is shown for the entire account, not per individual card. If you have more than one card on the same account (for example, a primary and a secondary card), purchases from all cards are combined into one total balance. Any closed card will also be included. This reflects how credit cards are billed, the primary cardholder is responsible for the full balance.

Can I still see which credit card made which purchase?

Yes. While there is one combined balance, you can still see individual transactions for each card, including which card made each purchase (for example, by the last four digits of the card). Seeing transactions you didn’t personally make is expected and does not mean there’s an issue with your account.

Transfers and payments

Will Me-to-Me and Business-to-Business services continue to be available?

No. Me‑to‑Me transfers, which allow you to move money between your Valley First account and your personal account at another Canadian financial institution, will no longer be available. Business‑to‑Business transfers, which provide similar functionality for business accounts, are also being discontinued.

As an alternative, Interac e‑Transfer® offers a secure and widely used way to send and receive money quickly and conveniently between Canadian financial institutions.

Will scheduled and recurring e-Transfers continue to be available?

No. We understand this may be frustrating for members who use this function to manage regular payments. While we're exploring options to support similar needs in the future, there isn't a direct replacement at this time.

One time Interac e-Transfer services will continue to be available. You can also set scheduled or recurring transfers between your Valley First accounts, use bill payments, pre-authorized debits, and remote cheque deposit where appropriate. Contact an advisor if you have questions or need help choosing the best alternative.

Will my bill payees and e-Transfer contacts transfer over to the new online banking experience?

Yes. Your existing bill payees and Interac e-Transfer contacts will automatically transfer and be available in both desktop online banking and the mobile app once your migration to the new online banking experience is complete.